Financing a Grafton Home

Grafton Homes is pleased to announce the addition of construction loan financing through several regional banks.
While construction financing is one more value added service, we respect our homebuyers decision to secure construction financing at the lending institution of their choice.
We require the following payment schedule and offer all the assistance you may require in securing construction financing for your new Grafton Home.

  • 5% Deposit at loan closing
  • 65% Payment when house has finished production
  • 28% Payment when house is delivered and set
  • 2% Payment upon completion of scope of work by Grafton
  • Homes' Wrap Crew as specified in Section H of our "Site Work Responsibility" document
Please direct any questions you may have on the financing phase to any Grafton Homes sales or management staff.

Financing Institution Options

United Bank
  • Fixed rate interest-only loan available during construction for a maximum of one year
  • Fixed Rate Lock-In (up to 60 days) Available During Construction
  • Competitive Closing Costs (approx. $1,500)
  • Available at any West Virginia United Bank location
  • Applications Accepted by Fax to Pre-qualify
  • Same Day Conditional Approvals
  • Loan Officer Willing to Meet Customers at Grafton Homes facility
  • Experienced construction loan officer welcomes phone inquires
Huntington Mortgage Company
  • One Time Closing - Modifying Construction Loan to Permanent Loan
  • Low Rates
  • Competitive Closing Costs
  • Flexible Application Hours and Locations
  • Fast Conditional Approvals
  • Pre-qualifications Available

Call:
Sandra D. Kokoska
(304) 291-7734 phone
(304) 291-7740 fax
sandy.kokoska@huntington.com
Call:
Karen Ruckle
(304) 284-0268 phone
(304) 284-0298 fax